SBA Loan Programs

SBA offers a variety of loan programs for very specific purposes. Take some time to study the programs described in this section, to see if you qualify to participate.


Microloan Program

SBA’s Microloan Program provides small, short-term loans to small business concerns and certain types of not-for-profit child-care centers.

General Small Business Loans: 7(a)

The 7(a) Loan Program, SBA’s most common loan program, includes financial help for businesses with special requirements.

Real Estate & Equipment Loans: CDC/504

The CDC/504 Loan Program provides financing for major fixed assets such as equipment or real estate.

Disaster Loans

SBA provides low-interest disaster loans to businesses of all sizes, private non-profit organizations, homeowners, and renters

Loan Programs

From starting up or expanding your business to recovering from disasters, SBA loan programs are available to help your business succeed.

In addition, Upstate Colorado administers the Weld County/Larimer County Revolving Loan Fund, utilizing federal funds to provide gap financing for companies that expand the job base in rural Weld and Larimer Counties.

Estes Park has a number of financial institutions that offer a wide variety of loans. Click the banners below to visit their websites.

The Larimer / Weld Business Loan Fund

The Larimer / Weld Business Loan Fund (BLF) was established to assist with the financial needs of companies expanding or locating in Larimer or Weld County. The BLF can provide short-term financing for up to 45% of project costs, and may assume a second or third collateral position in order to leverage other lender involvement. The minimum loan amount is $25,000. Based on the financial needs of the applicant, the use of the borrowed funds and the borrower’s credit history, typical terms will be for a term of 5-7 years and interest rates are based on the prime rate.

For the Estes region, applicants to the Weld/Larimer Revolving Loan Fund (RLF) Committee must be Larimer County residents and have a good understanding and working knowledge of the commercial loan process from the perspective of a lender.  Click here for the Larimer / Weld Business Loan Fund Application Package.